Measuring Our Impact
Living Standards Data
Global
Global
Africa
Eurasia
Latin America
MESA





Africa
All Africa
DRC
Malawi
Nigeria
Tanzania
Uganda
Zambia







Eurasia
All Eurasia
Armenia
Azerbaijan
Kosovo
Kyrgyzstan
Tajikistan






Latin America
All Latin America
Guatemala
Haiti
Honduras




MESA
All MESA
Jordan
Pakistan



88,042
50%
Client homes without water
%
#
68,691
39%
Client homes without electricity
%
#
109,903
63%
Client homes without access to Internet
%
#
67,250
38%
Clients who don’t own their home
The rate of clients who don't own their own home is more than twice the global average (17%).
%
#
69,758
40%
Head of household with primary education or less
%
#
3,398
16%
Client homes without water
%
#
0
0%
Client homes without electricity
%
#
6,160
29%
Client homes without access to Internet
Internet access in Armenia has been improving over the past few years, and is actually higher in Armenia than in the region overall.
%
#
637
3%
Clients who don’t own their home
%
#
0
0%
Head of household with primary education or less
%
#
7,145
28%
Client homes without water
%
#
0
0%
Client homes without electricity
%
#
14,800
58%
Client homes without access to Internet
%
#
255
1%
Clients who don’t own their home
%
#
754
3%
Head of household with primary education or less
%
#
26,953
46%
Client homes without water
The DRC, Africa’s most “water-rich” country, is facing an acute water supply crisis with considerable social and public health consequences. Nearly half (46%) of FINCA’s borrowers lack access to safe drinking water.
%
#
9,375
16%
Client homes without electricity
%
#
28,125
48%
Client homes without access to Internet
%
#
30,469
52%
Clients who don’t own their home
%
#
6,355
11%
Head of household with primary education or less
Among FINCA borrowers, 89% live in a household headed by someone with greater than primary education.
%
#
25,792
14%
Client homes without water
%
#
1,330
1%
Client homes without electricity
%
#
104,658
58%
Client homes without access to Internet
%
#
5,971
3%
Clients who don’t own their home
%
#
9,715
5%
Head of household with primary education or less
%
#
177,432
29%
Client homes without water
Every FINCA region has clients who lack this basic service, including places like Tajikistan, Honduras and Afghanistan.
%
#
93,746
16%
Client homes without electricity
Outside of Africa, Honduras has the highest percentage of borrowers who lack electricity in their homes.
%
#
356,016
59%
Client homes without access to Internet
%
#
115,612
19%
Clients who don’t own their home
%
#
189,633
32%
Head of household with primary education or less
The lack of education is particularly notable in Latin America, but other regions are not far behind, especially MESA and Africa.
%
#
3,123
15%
Client homes without water
%
#
2,082
10%
Client homes without electricity
%
#
8,745
42%
Client homes without access to Internet
%
#
3,123
15%
Clients who don’t own their home
%
#
16,011
77%
Head of household with primary education or less
This is the second-highest percentage in the world, just after Afghanistan.
%
#
4,954
13%
Client homes without water
%
#
14,863
39%
Client homes without electricity
%
#
20,809
55%
Client homes without access to Internet
%
#
12,577
33%
Clients who don’t own their home
%
#
20,923
55%
Head of household with primary education or less
%
#
5,645
30%
Client homes without water
%
#
5,081
27%
Client homes without electricity
%
#
9,597
51%
Client homes without access to Internet
%
#
2,635
14%
Clients who don’t own their home
%
#
12,865
68%
Head of household with primary education or less
%
#
1,695
6%
Client homes without water
%
#
283
1%
Client homes without electricity
%
#
1,695
6%
Client homes without access to Internet
%
#
11,303
40%
Clients who don’t own their home
%
#
3,391
12%
Head of household with primary education or less
%
#
3,269
13%
Client homes without water
Water quality is a common problem for rural households, which often rely on domestic wells with inadequate sanitation systems.
%
#
0
0%
Client homes without electricity
%
#
5,029
20%
Client homes without access to Internet
%
#
503
2%
Clients who don’t own their home
%
#
6,864
27%
Head of household with primary education or less
This is 10x the regional average. Lower levels of education are especially common among women.
%
#
1,623
2%
Client homes without water
Although the population’s access to safe drinking water improved significantly during last decade, there are huge disparities among regions in the country.
%
#
812
1%
Client homes without electricity
%
#
59,250
73%
Client homes without access to Internet
This is about 20 percentage points higher than in the overall region (55%).
%
#
4,058
5%
Clients who don’t own their home
%
#
750
1%
Head of household with primary education or less
%
#
13,723
18%
Client homes without water
%
#
22,026
28%
Client homes without electricity
%
#
39,151
50%
Client homes without access to Internet
%
#
18,334
24%
Clients who don’t own their home
%
#
49,799
64%
Head of household with primary education or less
%
#
43,887
53%
Client homes without water
%
#
43,887
53%
Client homes without electricity
More clients lack electricity in Malawi than anywhere else in the region.
%
#
55,479
67%
Client homes without access to Internet
High taxes and poor infrastructure, among other obstacles, make access to the Internet prohibitively costly,
%
#
25,670
31%
Clients who don’t own their home
%
#
43,473
53%
Head of household with primary education or less
%
#
49,875
29%
Client homes without water
%
#
1,700
1%
Client homes without electricity
%
#
102,305
60%
Client homes without access to Internet
%
#
24,056
14%
Clients who don’t own their home
%
#
60,361
36%
Head of household with primary education or less
The educational level of our clients' households is likely to drop even further as we expand deeper into rural areas.
%
#
No data has been collected yet for this indicator in Nigeria.
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48,179
34%
Client homes without water
Urbanization is putting even more strain on the water resources, especially in the rapidly-growing cities.
%
#
1,417
1%
Client homes without electricity
%
#
100,609
71%
Client homes without access to Internet
At the time of the FCAT survey, most internet connections were fixed. Mobile broadband is growing in Pakistan and eventually replacing fixed connections.
%
#
12,753
9%
Clients who don’t own their home
While most FINCA clients own their homes, the urban housing situation in Pakistan is under pressure from rural-urban migration and rapid population growth.
%
#
56,971
40%
Head of household with primary education or less
%
#
10,356
40%
Client homes without water
Outside of Africa, only Afghanistan has a higher share of customers without this basic service.
%
#
518
2%
Client homes without electricity
%
#
19,418
75%
Client homes without access to Internet
This is 20 percentage points higher the regional average. Internet penetration is constrained by a limited reach of the telcom sector, the high cost of access, and widespread poverty.
%
#
518
2%
Clients who don’t own their home
%
#
1,346
5%
Head of household with primary education or less
%
#
4,831
55%
Client homes without water
%
#
4,392
50%
Client homes without electricity
%
#
7,026
80%
Client homes without access to Internet
%
#
3,215
37%
Clients who don’t own their home
%
#
6,802
77%
Head of household with primary education or less
The educational levels in Tanzania are much lower than in the other African countries.
%
#
9,319
50%
Client homes without water
In addition to the health risks from contaminated sources, the lack of running water imposes a physical burden on family members -- often children -- who are required to collect and transport it back to the house.
%
#
9,542
51%
Client homes without electricity
The electrical grid in Uganda is extremely limited and poorly maintained.
%
#
14,723
79%
Client homes without access to Internet
%
#
5,405
29%
Clients who don’t own their home
This indicator is high throughout Africa.
%
#
10,437
56%
Head of household with primary education or less
Only Tanzania has a higher incidence of household heads who have a primary education or less.
%
#
3,053
49%
Client homes without water
%
#
1,495
24%
Client homes without electricity
This is somewhat better than the rural conditions in neighboring countries, but not as good as DRC, whose clientele is primarily urban, like Zambia's.
%
#
4,549
73%
Client homes without access to Internet
%
#
2,492
40%
Clients who don’t own their home
%
#
2,692
43%
Head of household with primary education or less
%
#
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