Income & Employment

FINCA helps low-income people grow their businesses and earn additional income for poverty alleviation. We survey our microfinance clients to measure how much income they are earning, how many people they employ, and how much of that employment is the result of FINCA's assistance. This is the measure of our direct impact, according to our customers.

So far we have surveyed 11 countries, representing 72 percent of our borrowers world-wide. While we continue to map this indicator in the remaining countries, the results so far provide a revealing glimpse into the productive activities our clients and the extent to which FINCA is helping them to generate employment for themselves and others. Besides the data presented below, the subsidiary-level sections also provide a breakdown of profits and employment by sector (see Special Topics).

Income & Employment Data

Global

Africa

Eurasia

Latin America

MESA

Africa

All Africa

DRC

Malawi

Nigeria

Tanzania

Uganda

Zambia

Eurasia

All Eurasia

Armenia

Azerbaijan

Georgia

Kosovo

Kyrgyzstan

Tajikistan

Latin America

All Latin America

Ecuador

Guatemala

Haiti

Honduras

Nicaragua

MESA

All MESA

Afghanistan

Jordan

Pakistan

No data has been collected yet for this indicator in Afghanistan.

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$2,904 23% Average annual profit As a % of the total sales % #

2.5 Average # of employees per client enterprise

232,256 People employed in FINCA-funded enterprises Malawi, Tanzania and Zambia only.

66,760 29% Employees hired due to FINCA loan Malawi, Tanzania and Zambia only. % #

150,661 65% Wages paid above the poverty line Malawi, Tanzania and Zambia only. % #

$2,910 55% Average annual profit % #

1.7 Average # of employees per client enterprise

62,617 People employed in FINCA-funded enterprises

11,755 19% Employees hired due to FINCA loan % #

50,094 80% Wages paid above the poverty line % #

$10,348 42% Average annual profit % #

1.8 Average # of employees per client enterprise

12,650 People employed in FINCA-funded enterprises

8,365 66% Employees hired due to FINCA loan % #

11,423 90% Wages paid above the poverty line % #

No data has been collected yet for this indicator in DRC.

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No data has been collected yet for this indicator in Ecuador.

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$3,139 46% Average annual profit profit as a % of average sales % #

2.2 Average # of employees per client enterprise

364,840 People employed in FINCA-funded enterprises

118,720 33% Employees hired due to FINCA loan % #

298,994 82% Wages paid above the poverty line % #

$3,156 31% Average annual profit Profit is shown as a percent of total sales. % #

2.4 Average # of employees per client enterprise Employees (full-time equivalent) include the owner. Employment is highest in MESA and Africa.

1,368,093 People employed in FINCA-funded enterprises This data covers 72% of our borrowers.

309,626 23% Employees hired due to FINCA loan At any given time, 27% of total employment in our clients' enterprises is directly attributed by them to the expansion of their activities that was enabled by FINCA. Job-creation is the strongest in Eurasia. % #

674,414 50% Wages paid above the poverty line Wages that are above the poverty line are considered a "living wage." % #

$3,412 50% Average annual profit 50% of the total sales. % #

1.7 Average # of employees per client enterprise

70,991 People employed in FINCA-funded enterprises

32,211 45% Employees hired due to FINCA loan % #

56,055 79% Wages paid above the poverty line % #

No data has been collected yet for this indicator in Guatemala.

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$1,799 22% Average annual profit % #

2.7 Average # of employees per client enterprise

127,924 People employed in FINCA-funded enterprises

39,693 31% Employees hired due to FINCA loan % #

30,702 24% Wages paid above the poverty line % #

$5,920 40% Average annual profit % #

2.0 Average # of employees per client enterprise

53,273 People employed in FINCA-funded enterprises

10,532 20% Employees hired due to FINCA loan % #

16,355 31% Wages paid above the poverty line % #

$3,079 35% Average annual profit % #

1.4 Average # of employees per client enterprise

42,624 People employed in FINCA-funded enterprises

28,893 68% Employees hired due to FINCA loan % #

6,820 16% Wages paid above the poverty line % #

No data has been collected yet for this indicator in Kosovo.

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$2,466 40% Average annual profit % #

2.7 Average # of employees per client enterprise

218,582 People employed in FINCA-funded enterprises

66,389 30% Employees hired due to FINCA loan % #

181,423 83% Wages paid above the poverty line % #

$3,263 28% Average annual profit Haiti and Honduras only. Nicaragua to be included later in 2018, % #

2.5 Average # of employees per client enterprise Haiti and Honduras only. Nicaragua to be included later in 2018,

181,196 People employed in FINCA-funded enterprises Haiti and Honduras only. Nicaragua to be included later in 2018,

50,225 28% Employees hired due to FINCA loan Haiti and Honduras only. Nicaragua to be included later in 2018, % #

47,056 26% Wages paid above the poverty line Haiti and Honduras only. Nicaragua to be included later in 2018, % #

$2,727 27% Average annual profit FINCA clients in Malawi earn an average annual profit of $2,727, the second highest in the region. This represents 27% of their total sales. % #

2.9 Average # of employees per client enterprise Includes the owner. Our borrowers in Malawi generate more employment than any other FINCA subsidiary.

104,120 People employed in FINCA-funded enterprises

21,928 21% Employees hired due to FINCA loan % #

64,555 62% Wages paid above the poverty line % #

$3,233 24% Average annual profit % #

2.5 Average # of employees per client enterprise

589,800 People employed in FINCA-funded enterprises

73,920 13% Employees hired due to FINCA loan % #

177,703 29% Wages paid above the poverty line % #

No data has been collected yet for this indicator in Nicaragua.

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No data has been collected yet for this indicator in Nigeria.

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$3,255 22% Average annual profit FINCA’s borrowers earn $3,225 annually out of $16,978 in total sales. % #

2.7 Average # of employees per client enterprise

547,176 People employed in FINCA-funded enterprises

45,027 8% Employees hired due to FINCA loan % #

170,883 31% Wages paid above the poverty line % #

No data has been collected yet for this indicator in Tajikistan.

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$3,174 18% Average annual profit 18% of the total sales % #

2.4 Average # of employees per client enterprise

113,825 People employed in FINCA-funded enterprises

44,132 39% Employees hired due to FINCA loan % #

78,164 69% Wages paid above the poverty line % #

No data has been collected yet for this indicator in Uganda.

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$2,208 36% Average annual profit 36% of total sales. % #

1.6 Average # of employees per client enterprise

14,310 People employed in FINCA-funded enterprises

700 5% Employees hired due to FINCA loan % #

7,942 56% Wages paid above the poverty line The wages provided by FINCA clients in Zambia are lower than other subsidiaries in the region. % #

Income & Employment

Income & Employment Data

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© 2016 FINCA International

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© 2017 FINCA International

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