Income & Employment

FINCA helps low-income people grow their businesses and earn additional income for poverty alleviation. We survey our microfinance clients to measure how much income they are earning, how many people they employ, and how much of that employment is the result of FINCA's assistance. This is the measure of our direct impact, according to our customers.

So far we have surveyed 11 countries representing about 557,000 borrowers, or 71 percent of our global total. While we continue to map this indicator in the remaining countries, the results so far provide a revealing glimpse into the productive activities our clients and the extent to which FINCA is helping them to generate gainful employment. Besides the data presented below, the subsidiary-level sections also provide a breakdown of profits and employment by sector (see Special Topics).

Income & Employment Data

Global

Africa

Eurasia

Latin America

MESA

Africa

All Africa

DRC

Malawi

Nigeria

Tanzania

Uganda

Zambia

Eurasia

All Eurasia

Armenia

Azerbaijan

Georgia

Kosovo

Kyrgyzstan

Tajikistan

Latin America

All Latin America

Ecuador

Guatemala

Haiti

Honduras

Nicaragua

MESA

All MESA

Afghanistan

Jordan

Pakistan

No data has been collected yet for this indicator in Afghanistan.

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$2,888 24% Average annual profit 24% of the total sales % #

2.5 Average # of employees per client enterprise

229,702 People employed in FINCA-funded enterprises Malawi, Tanzania and Zambia only.

64,883 28% Employees hired due to FINCA loan Malawi, Tanzania and Zambia only. % #

148,566 65% Wages paid above the poverty line Malawi, Tanzania and Zambia only. % #

$2,910 55% Average annual profit % #

1.7 Average # of employees per client enterprise

63,240 People employed in FINCA-funded enterprises

11,872 19% Employees hired due to FINCA loan % #

50,592 80% Wages paid above the poverty line % #

$10,348 42% Average annual profit % #

1.8 Average # of employees per client enterprise

15,625 People employed in FINCA-funded enterprises

10,332 66% Employees hired due to FINCA loan % #

14,109 90% Wages paid above the poverty line % #

No data has been collected yet for this indicator in DRC.

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No data has been collected yet for this indicator in Ecuador.

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$3,208 46% Average annual profit profit as a % of average sales % #

2.2 Average # of employees per client enterprise

367,915 People employed in FINCA-funded enterprises

120,479 33% Employees hired due to FINCA loan % #

301,790 82% Wages paid above the poverty line % #

$3,174 31% Average annual profit Profit is shown as a percent of total sales. % #

2.4 Average # of employees per client enterprise Employees (full-time equivalent) include the owner. Employment is highest in MESA and Africa.

1,343,059 People employed in FINCA-funded enterprises Includes only the 6 subsidiaries where we have data. In those countries, the total scale of FINCA's outreach, including employees, is more than two times the number of borrowers.

306,443 23% Employees hired due to FINCA loan At any given time, 27% of total employment in our clients' enterprises is directly attributed by them to the expansion of their activities that was enabled by FINCA. Job-creation is the most dramatic in Eurasia. It is especially low in MESA/Pakistan. % #

667,418 50% Wages paid above the poverty line Wages that are above the poverty line are considered a "living wage." % #

$3,412 50% Average annual profit 50% of the total sales. % #

1.7 Average # of employees per client enterprise

69,881 People employed in FINCA-funded enterprises

31,707 45% Employees hired due to FINCA loan % #

55,178 79% Wages paid above the poverty line % #

No data has been collected yet for this indicator in Guatemala.

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$1,799 22% Average annual profit % #

2.7 Average # of employees per client enterprise

124,149 People employed in FINCA-funded enterprises

38,522 31% Employees hired due to FINCA loan % #

29,796 24% Wages paid above the poverty line % #

$5,920 40% Average annual profit % #

2.0 Average # of employees per client enterprise

52,661 People employed in FINCA-funded enterprises

10,411 20% Employees hired due to FINCA loan % #

16,167 31% Wages paid above the poverty line % #

$3,079 35% Average annual profit % #

1.4 Average # of employees per client enterprise

42,575 People employed in FINCA-funded enterprises

28,860 68% Employees hired due to FINCA loan % #

6,812 16% Wages paid above the poverty line % #

No data has been collected yet for this indicator in Kosovo.

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$2,466 40% Average annual profit % #

2.7 Average # of employees per client enterprise

219,169 People employed in FINCA-funded enterprises

66,568 30% Employees hired due to FINCA loan % #

181,910 83% Wages paid above the poverty line % #

$3,280 28% Average annual profit Haiti and Honduras only. Nicaragua to be included later in 2018, % #

2.5 Average # of employees per client enterprise Haiti and Honduras only. Nicaragua to be included later in 2018,

176,810 People employed in FINCA-funded enterprises Haiti and Honduras only. Nicaragua to be included later in 2018,

48,933 28% Employees hired due to FINCA loan Haiti and Honduras only. Nicaragua to be included later in 2018, % #

45,963 26% Wages paid above the poverty line Haiti and Honduras only. Nicaragua to be included later in 2018, % #

$2,727 27% Average annual profit FINCA clients in Malawi earn an average annual profit of $2,727, the second highest in the region. This represents 27% of their total sales. % #

2.9 Average # of employees per client enterprise Includes the owner, our borrowers in Malawi generate more employment than any other FINCA subsidiary.

106,144 People employed in FINCA-funded enterprises

22,354 21% Employees hired due to FINCA loan % #

65,809 62% Wages paid above the poverty line % #

$3,232 24% Average annual profit % #

2.5 Average # of employees per client enterprise

568,632 People employed in FINCA-funded enterprises

72,149 13% Employees hired due to FINCA loan % #

171,100 29% Wages paid above the poverty line % #

No data has been collected yet for this indicator in Nicaragua.

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No data has been collected yet for this indicator in Nigeria.

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$3,255 22% Average annual profit FINCA’s borrowers earn $3,225 annually out of $16,978 in total sales. % #

2.7 Average # of employees per client enterprise

526,058 People employed in FINCA-funded enterprises

43,289 8% Employees hired due to FINCA loan % #

164,288 31% Wages paid above the poverty line % #

No data has been collected yet for this indicator in Tajikistan.

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$3,174 18% Average annual profit 18% of the total sales. % #

2.4 Average # of employees per client enterprise

107,686 People employed in FINCA-funded enterprises

41,751 39% Employees hired due to FINCA loan % #

73,948 69% Wages paid above the poverty line % #

No data has been collected yet for this indicator in Uganda.

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$2,208 36% Average annual profit 36% of total sales. % #

1.6 Average # of employees per client enterprise

15,872 People employed in FINCA-funded enterprises

777 5% Employees hired due to FINCA loan % #

8,809 56% Wages paid above the poverty line The wages provided by FINCA clients in Zambia are lower than other subsidiaries in the region. % #

Income & Employment

Income & Employment Data

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© 2016 FINCA International

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© 2017 FINCA International

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