Income & Employment

FINCA helps low-income people grow their businesses and earn additional income for poverty alleviation. We survey our microfinance clients to measure how much income they are earning, how many people they employ, and how much of that employment is the result of FINCA's assistance. This is the measure of our direct impact, according to our customers.

These indicators provide a revealing view into the productive activities our clients and the extent to which FINCA is helping them to generate employment for themselves and others. Besides the data presented below, the subsidiary-level sections also provide a breakdown of profits and employment by sector (see Special Topics).

Income & Employment Data

Global

Africa

Eurasia

Latin America

MESA

Africa

All Africa

DRC

Malawi

Nigeria

Tanzania

Uganda

Zambia

Eurasia

All Eurasia

Armenia

Azerbaijan

Kosovo

Kyrgyzstan

Tajikistan

Latin America

All Latin America

Guatemala

Haiti

Honduras

MESA

All MESA

Jordan

Pakistan

$4,087 24% Average annual profit As a % of the total sales % #

2.6 Average # of employees per client enterprise

400,053 People employed in FINCA-funded enterprises Malawi, Tanzania and Zambia only.

92,047 23% Employees hired due to FINCA loan Malawi, Tanzania and Zambia only. % #

223,899 55% Wages paid above the poverty line Malawi, Tanzania and Zambia only. % #

$2,910 55% Average annual profit % #

1.7 Average # of employees per client enterprise

36,817 People employed in FINCA-funded enterprises

6,911 19% Employees hired due to FINCA loan % #

29,454 80% Wages paid above the poverty line % #

$10,348 42% Average annual profit % #

1.8 Average # of employees per client enterprise

46,258 People employed in FINCA-funded enterprises

30,589 66% Employees hired due to FINCA loan % #

41,771 90% Wages paid above the poverty line % #

$6,344 19% Average annual profit % #

2.2 Average # of employees per client enterprise

131,090 People employed in FINCA-funded enterprises

33,242 25% Employees hired due to FINCA loan % #

56,369 43% Wages paid above the poverty line % #

$4,112 43% Average annual profit profit as a % of average sales % #

2.4 Average # of employees per client enterprise

305,935 People employed in FINCA-funded enterprises

105,190 36% Employees hired due to FINCA loan % #

256,198 84% Wages paid above the poverty line % #

$3,704 29% Average annual profit Profit is shown as a percent of total sales. % #

2.5 Average # of employees per client enterprise Employees (full-time equivalent) include the owner. Employment is highest in MESA and Africa.

1,264,909 People employed in FINCA-funded enterprises This data covers 72% of our borrowers.

295,052 25% Employees hired due to FINCA loan At any given time, 27% of total employment in our clients' enterprises is directly attributed by them to the expansion of their activities that was enabled by FINCA. Job-creation is the strongest in Eurasia. % #

640,886 50% Wages paid above the poverty line Wages that are above the poverty line are considered a "living wage." % #

No data has been collected yet for this indicator in Guatemala.

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$1,799 22% Average annual profit % #

2.7 Average # of employees per client enterprise

102,835 People employed in FINCA-funded enterprises

31,908 31% Employees hired due to FINCA loan % #

24,680 24% Wages paid above the poverty line % #

$5,920 40% Average annual profit % #

2.0 Average # of employees per client enterprise

38,371 People employed in FINCA-funded enterprises

7,586 20% Employees hired due to FINCA loan % #

11,780 31% Wages paid above the poverty line % #

$3,079 35% Average annual profit % #

1.4 Average # of employees per client enterprise

40,210 People employed in FINCA-funded enterprises

27,257 68% Employees hired due to FINCA loan % #

6,434 16% Wages paid above the poverty line % #

No data has been collected yet for this indicator in Kosovo.

The support of FINCA donors is vital to our efforts to understand our clients and better serve them. Please Donate to support this important work.

DONATE

$2,466 40% Average annual profit % #

2.7 Average # of employees per client enterprise

222,859 People employed in FINCA-funded enterprises

67,689 30% Employees hired due to FINCA loan % #

184,973 83% Wages paid above the poverty line % #

$3,161 28% Average annual profit Haiti and Honduras only. Nicaragua to be included later in 2018, % #

2.5 Average # of employees per client enterprise Haiti, Honduras and Nicaragua only

141,206 People employed in FINCA-funded enterprises Haiti, Honduras and Nicaragua only.

39,494 27% Employees hired due to FINCA loan Haiti, Honduras and Nicaragua only. % #

36,460 26% Wages paid above the poverty line Haiti, Honduras and Nicaragua only. % #

$2,727 27% Average annual profit FINCA clients in Malawi earn an average annual profit of $2,727, the second highest in the region. This represents 27% of their total sales. % #

2.9 Average # of employees per client enterprise Includes the owner. Our borrowers in Malawi generate more employment than any other FINCA subsidiary.

238,043 People employed in FINCA-funded enterprises

50,133 21% Employees hired due to FINCA loan % #

147,587 62% Wages paid above the poverty line % #

$3,226 24% Average annual profit % #

2.5 Average # of employees per client enterprise

417,714 People employed in FINCA-funded enterprises

58,321 18% Employees hired due to FINCA loan % #

124,328 29% Wages paid above the poverty line % #

No data has been collected yet for this indicator in Nigeria.

The support of FINCA donors is vital to our efforts to understand our clients and better serve them. Please Donate to support this important work.

DONATE

$3,255 22% Average annual profit FINCA’s borrowers earn $3,225 annually out of $16,978 in total sales. % #

2.7 Average # of employees per client enterprise

377,505 People employed in FINCA-funded enterprises

31,065 8% Employees hired due to FINCA loan % #

117,895 31% Wages paid above the poverty line % #

No data has been collected yet for this indicator in Tajikistan.

The support of FINCA donors is vital to our efforts to understand our clients and better serve them. Please Donate to support this important work.

DONATE

$3,174 18% Average annual profit 18% of the total sales % #

2.4 Average # of employees per client enterprise

21,131 People employed in FINCA-funded enterprises

8,193 39% Employees hired due to FINCA loan % #

14,510 69% Wages paid above the poverty line % #

No data has been collected yet for this indicator in Uganda.

The support of FINCA donors is vital to our efforts to understand our clients and better serve them. Please Donate to support this important work.

DONATE

$2,208 36% Average annual profit 36% of total sales. % #

1.6 Average # of employees per client enterprise

9,789 People employed in FINCA-funded enterprises

479 5% Employees hired due to FINCA loan % #

5,433 56% Wages paid above the poverty line The wages provided by FINCA clients in Zambia are lower than other subsidiaries in the region. % #

Income & Employment

Income & Employment Data

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© 2023 FINCA International

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Contact Our Research Team

© 2023 FINCA International

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